Welcome to Next Chapter Finances
Navigate transitions with clarity, confidence, and control.
Empowering Your Financial Future, One Chapter at a Time.
We’re thrilled to be featured in City Lifestyle’s ‘The Money Date’
Our Mission
Our mission is to empower you with the knowledge and tools to confidently navigate your personal finances, creating a path toward financial stability and peace of mind. We believe finances are more than just numbers; they’re the foundation of a secure and fulfilling life. Through trust, honesty, and integrity, we work alongside you to create a plan that aligns with your goals, whether it’s budgeting, debt management, or planning for your next big milestone.
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Let us be your guide in taking control of your financial future. Together, we’ll turn the page to a new chapter of financial empowerment.
We look forward to exceeding your expectations…
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Our Expertise
Financial Coaching
Transform your finances! Gain clarity, confidence, and control with personalized coaching tailored to achieve your financial goals.
Divorce: Financial Guidance for Women Navigating Divorce
Empower yourself with expert financial guidance tailored for women navigating divorce. Take control of your future today!
Lost a partner? Guidance for people who have lost a partner
Navigate your new journey with compassionate financial guidance after losing a spouse.
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Financial Coaching Services
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Unlock Your Financial Freedom
Take charge of your finances with us! We’re dedicated to equipping you with the insights and resources needed for financial stability and freedom. Your financial journey matters, and we’ll partner with you every step of the way to achieve your goals, from budgeting and debt management to planning for life’s big moments.
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STOP LIVING PAYCHECK TO PAYCHECK
Transform your financial future with expert coaching! Learn to manage your money, eliminate debt, and build wealth. Our personalized strategies empower you to take control of your finances, break free from the cycle of living paycheck to paycheck, and achieve lasting financial freedom. Start your journey today!
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Gain confidence, take charge of your budget, boost your savings, and feel empowered in every aspect of your life!
Transform your finances and life! Discover how to gain confidence, master your budget, maximize savings, and empower yourself in every area of your journey!
The Reality is Alarming
%
The Reality
is Alarming
70% of Americans live paycheck to paycheck.
%
Average
Savings
60% of Americans have less than $1,000 in savings.
%
Reduced
Retirement
Only 30% of adults feel confident about their retirement savings.
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Our Team
Cindy Locker
Co-Founder
Carol Van Fossen
Co-Founder
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Planning. Budgeting. Realization
Transform your finances: Plan, budget, and achieve your dreams!
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From The Blog
May is National Pet Month!
The Real Cost of Pet Ownership—and Why It’s Worth Every Penny As a financial...
Retirement by the Numbers: Understanding Social Security Benefits
Planning for retirement can feel overwhelming, but understanding key Social...
Why You Need a Financial Coach After Losing a Partner
Losing a partner is one of life’s most difficult challenges. On top of the...