Welcome to Next Chapter Finances
Navigate transitions with clarity, confidence, and control.
Empowering Your Financial Future, One Chapter at a Time.
Behind the Scenes
Our Mission
Our mission is to empower you with the knowledge and tools to confidently navigate your personal finances, creating a path toward financial stability and peace of mind. We believe finances are more than just numbers; they’re the foundation of a secure and fulfilling life. Through trust, honesty, and integrity, we work alongside you to create a plan that aligns with your goals, whether it’s budgeting, debt management, or planning for your next big milestone.
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Let us be your guide in taking control of your financial future. Together, we’ll turn the page to a new chapter of financial empowerment.
We look forward to exceeding your expectations…
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Our Expertise
Financial Coaching
Transform your finances! Gain clarity, confidence, and control with personalized coaching tailored to achieve your financial goals.
Divorce: Financial Guidance for Women Navigating Divorce
Empower yourself with expert financial guidance tailored for women navigating divorce. Take control of your future today!
Lost a partner? Guidance for people who have lost a partner
Navigate your new journey with compassionate financial guidance after losing a spouse.
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Financial Coaching Services
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Unlock Your Financial Freedom
Take charge of your finances with us! We’re dedicated to equipping you with the insights and resources needed for financial stability and freedom. Your financial journey matters, and we’ll partner with you every step of the way to achieve your goals, from budgeting and debt management to planning for life’s big moments.
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STOP LIVING PAYCHECK TO PAYCHECK
Transform your financial future with expert coaching! Learn to manage your money, eliminate debt, and build wealth. Our personalized strategies empower you to take control of your finances, break free from the cycle of living paycheck to paycheck, and achieve lasting financial freedom. Start your journey today!
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Gain confidence, take charge of your budget, boost your savings, and feel empowered in every aspect of your life!
Transform your finances and life! Discover how to gain confidence, master your budget, maximize savings, and empower yourself in every area of your journey!
The Reality is Alarming
%
The Reality
is Alarming
70% of Americans live paycheck to paycheck.
%
Average
Savings
60% of Americans have less than $1,000 in savings.
%
Reduced
Retirement
Only 30% of adults feel confident about their retirement savings.
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Our Team
Cindy Locker
Co-Founder
Carol Van Fossen
Co-Founder
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Planning. Budgeting. Realization
Transform your finances: Plan, budget, and achieve your dreams!
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From The Blog
Personal Loans
Who Really Benefits from a Personal Loan? It Might Be You A personal loan can...
You and Your Money in a time of Economic Uncertainty
In a volatile economy, the best way to budget is to focus on flexibility,...
Buying vs Renting
Is Buying a House the Ultimate Adulting Move? What the Numbers Say About Your...